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PEFCU logo containing an owl with a graduation cap sitting on a branch Panhandle Educators Federal Credit Union Serving Bay, Holmes, Jackson and Washington Counties of NW FL

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KOFE Financial Education

Panhandle Educators Federal Credit Union has partnered with KOFE Time to help you stay financially fit! 

KOFE Time provides you and your family a wealth of content, resources and tools to improve your finances and credit. It is the ultimate solution to help you learn to live within your means.

Free and Unlimited Financial Education and Coaching

On KOFE Time you will find:

Personal Financial Coach

Work with your coach to review and analyze your budget and spending, determine short and long-term goals and create a plan of action.

Coaches provide advice on:

Speak with a Financial Coach at (844) 780-2123.

The coaches are available Monday –Thurs 7:30am-7pm CST, Friday 8am-4pm CST, and Sat/Sun by appointment only.

Credit Coaching

Coaches provide guidance on:

Housing Counseling

Coaches offer information on:

Don’t deal with your financial concerns alone, reach out for help! 

Call (844) 780-2123 or access the portal at and click on “create an account”.

Registering takes less than one minute!

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