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PEFCU logo containing an owl with a graduation cap sitting on a branch Panhandle Educators Federal Credit Union Serving Bay, Holmes, Jackson and Washington Counties of NW FL

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My Choice! Checking:

We would like to introduce you to our new My Choice! Checking, which offers valuable savings and protection benefits. Here are the benefits you can enjoy with a My Choice! Checking account:

PEFCU also includes the following for you’re My Choice! Checking account.

Share Draft Checking Account:

This basic checking account is FREE and has no minimum balance requirements, service charges or per check charges.  Other benefits include overdraft protection, ATM access and PAT, our 24-hour telephone teller service.  VISA® check cards are also available.

PAT, the Telephone Teller:

This convenient service is available to our members 24 hours/7 days per week.  Call PAT at 1-800-403-6892 and have your account number, PIN number and the code for your type of account ready.  This information is given to you at the time you open your account.  You can conduct a wide range of secure transactions without leaving home!

ATM/VISA® Check Card:

Have access to your PEFCU accounts 24 hours a day.   There is no service charge at any PEFCU ATM location or ATMs listed on our Locations & ATMs page.  The PEFCU VISA® Check Card is your ATM card but also works like a check.  Funds are drawn from your Share Draft Checking Account.  This card is accepted everywhere a VISA® Credit Card and ATM card are accepted.

Online Banking:

Access your accounts with our 24/7 online management tools.    Here are a few features:

  • Transfer funds among your accounts
  • Pay bills online with our free service
  • Check your accounts from anywhere
  • Export statements to Quicken®
  • Review transaction history
  • Keep your check register up-to-date
  • Enhanced Authentication protection

For more information, call 769-3306  ext. 101

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