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PEFCU logo containing an owl with a graduation cap sitting on a branch Panhandle Educators Federal Credit Union Serving Bay, Holmes, Jackson and Washington Counties of NW FL

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Business Accounts

We recognize the challenges a small business owner faces and want to help you have more time to increase your bottom line.  As a member, you’re already familiar with many of our convenient services & products so let PEFCU be your “one-stop” for all your banking with a business account. 

To Open a Business Account:  You must maintain a $500 minimum checking account balance* (or a $10 fee per month is charged) *Exception: Some business accounts may be charged under business account analysis.

Credit or Debit?  We can process bankcard transactions for business accounts. For businesses, bankcards mean larger average purchases, increased security, immediate processing and simpler accounting.  Your customers use this timesaving, cost effective tool so make it convenient for them and profitable for you.

Business Loans:  To improve your chances for loan approval, consider the following:

Before applying for a loan, ask yourself these questions:

*A business loan must be secured by real estate.

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