Panhandle Educators Federal Credit Union Serving Bay, Holmes, Jackson and Washington Counties of NW FL

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News & Member Education

 We ranked #30 in the 2016 TOP 200 Healthiest Credit Unions in the U.S. by We are one of only 64 credit unions to make this list for the 2nd year in a row out of the 6,003 total federally insured credit unions.  

EMV Chip for Debit Cards

Mobile Deposit Instructions 




Fraud Alerts

PEFCU will not contact you to ask for your personal information by telephone, email or text message.  As a general rule, never give out your personal information by phone, email or text message to any person or entity that generated the contact.  Report suspicious activities to your credit union and proper authorities.

Check out FRAUD DEFENDER – an identity theft protection program

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Repos & Foreclosures

For descriptions and photographs of repossessed vehicles or foreclosed properties, click below. 
For additional information on any items listed, contact Freddy Brown at 850.873.4939 or

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