Panhandle Educators Federal Credit Union Serving Bay, Holmes, Jackson and Washington Counties of NW FL

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News & Member Education

 We ranked #30 in the 2016 TOP 200 Healthiest Credit Unions in the U.S. by We are one of only 64 credit unions to make this list for the 2nd year in a row out of the 6,003 total federally insured credit unions.  

Board of Directors Call for Volunteers:  We are seeking qualified members to serve on the Board of Directors of Panhandle Educators FCU.  All directors are elected by the membership at the annual meeting and serve on a volunteer basis for a three (3) year term.  If you are at least 18 years of age and a member in good standing, you may apply for nomination.  If you are interested, please contact Tanya Deal at to request an Application for Nomination form or you may pick up a form from any one of our offices.  Deadline: 9/9/16 at 5pm CST.

EMV Chip for Debit Cards

Mobile Deposit Instructions 




Fraud Alerts

PEFCU will not contact you to ask for your personal information by telephone, email or text message.  As a general rule, never give out your personal information by phone, email or text message to any person or entity that generated the contact.  Report suspicious activities to your credit union and proper authorities.

Check out FRAUD DEFENDER – an identity theft protection program

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Repos & Foreclosures

For descriptions and photographs of repossessed vehicles or foreclosed properties, click below. 
For additional information on any items listed, contact Freddy Brown at 850.873.4939 or

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